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Home/Regulations/ERISA — Employee Retirement Income Security Act — Regulatory Reference
Regulatory Reference
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ERISA — Employee Retirement Income Security Act — Regulatory Reference

Fiduciary standards for benefit plan data — need-to-know and audit trail required for AI agents accessing participant data.

Key Provisions
  • Section 404 — fiduciary duties of prudence and loyalty
  • Section 406 — prohibited transactions
  • DOL cybersecurity guidance for plan sponsors and service providers (2021, updated 2024)
How AutoPIL Enforces It
  • Fiduciary duty implemented as policy YAML — participant data accessible only for purposes consistent with the plan
  • Audit chain supports fiduciary breach inquiries by tracing every AI access to participant data
  • DOL cybersecurity expectations mapped to agent registry and access logging
Audit LogPolicy EngineSensitivity LabelsAgent Registry
AutoPIL Policy IDs
INS-ERISA-404-001Fiduciary-Aligned Data Access
INS-ERISA-CYB-001DOL Cybersecurity Guidance Implementation
Official Sources
https://www.dol.gov/general/topic/retirement/erisahttps://www.dol.gov/sites/dolgov/files/EBSA/laws-and-regulations/laws/erisa.pdf

This page is a working reference and not a substitute for qualified legal review. Verify against official sources before use in compliance artifacts.

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